| Claude Code baseline | ~$20/moverify live | Two paths: a flat Claude subscription (Pro/Max/Team/Enterprise) that bundles Claude Code with shared usage limits, or pay-as-you-go API token billing via a Claude Console account. | No free Claude Code tier. The Claude Free plan does not include Claude Code; the cheapest access is Pro at $20/mo (or $17/mo billed annually). API/Console usage is pure pay-as-you-go with no free allotment beyond any promotional credits. | No | Both |
Cursor | $20/mo (Pro) | per-seat subscription + included usage pool, then token-based overage | Yes, Hobby plan at $0, no card. Limited Agent requests and Tab completions | No | Both |
Cognition Devin | $20/mo (Pro) + usage overage | base subscription + usage credits | Yes. $0/mo plan with limited Devin usage, plus Devin Review and DeepWiki | No | Both |
GitHub Copilot | $10/mo (Pro) | per-seat + usage credits | Free plan: 2,000 completions + 50 agent/chat requests/mo, no card | No | Both |
Blitzy | Free (tech-spec generation with a work email) | Tiered subscription plus usage-based (per-line-of-code) for enterprise; largely sales-led/custom | Yes, free spec generation with a work email, plus a 7-day trial | Yes | None |
Lovable | ~$25/mo | per-credit (credits consumed per AI message), tiered subscription + usage | Free plan: 5 daily credits (up to 30/mo) | No | Both |
Base44 | ~$16/mo (Starter, billed annually; $20 monthly) | flat tier + credit consumption (message credits + integration credits) | Free plan: 25 message credits/mo (5/day cap) + 100 integration credits/mo | No | None |
CodeRabbit | ~$24/user/mo (annual) / $30 monthly | per-seat (per developer) + usage-based add-ons | Free plan ($0): PR summaries + IDE/CLI reviews, unlimited repos; free forever on public repos; 14-day Pro Plus trial | Yes | Client |
OpenAI Codex | ~$20/mo (via ChatGPT Plus); also free tier and pay-as-you-go API | Bundled into ChatGPT subscriptions (per-user/mo) with usage limits, plus pay-as-you-go API token pricing for heavier or programmatic use. No standalone Codex subscription. | Yes. Codex is included on the free ChatGPT plan ($0/mo) for basic exploration with limited usage; meaningful daily use needs a paid plan or API key. | No | Both |
Windsurf | ~$20/mo | Freemium subscription with daily/weekly usage quotas (replaced the old monthly credit pool in March 2026); extra usage billed at per-token model API prices. Enterprise billed via Agent Compute Units (ACUs). | Yes. Free plan at $0/mo gives a light daily/weekly Cascade quota plus unlimited Tab autocomplete; positioned as an evaluation tier (roughly 2-3 days of active Cascade coding before hitting limits, then only zero-cost models remain). | No | Client |
Cline | Free (open source) | Free open-source tool; cost is usage-based AI inference (bring-your-own API key paid to providers, or pay-as-you-go credits via the Cline provider). Enterprise is custom-quoted. | Yes. The Open Source plan is free forever for individual developers: VS Code extension, CLI, MCP marketplace, BYOK or Cline provider, multi-root workspaces, community support. You only pay for AI inference when you use models, and some models in the Cline provider are tagged FREE. | Yes | Client |
Aider | Free (open source) | Free open-source tool; you pay only your chosen LLM provider's API usage (BYOK). | Entire tool is free and Apache 2.0 open source. With a free OpenRouter model or a local Ollama model, total cost can be $0; otherwise you pay your model provider's per-token API rates. | Yes | None |