Ocoya pricing explained (2026): the real cost
verified 2026-06-02A Silver plan at $39/mo gives you 500 AI credits, 20 social profiles and 5 users; credits are consumed by AI text, AI art/image generation and background removal, so a team generating images daily can exhaust 500 credits before month-end and must upgrade to Gold ($79/mo, 1,500 credits) rather than top up. Billing annually knocks ~20% off, so Silver runs about $374/yr (~$31/mo). Prices verified 2026-06-02 against ocoya.com.
The tiers
Monthly and annual. The unit you pay against, per plan.
| tier | monthly | annual | what's included | unit |
|---|---|---|---|---|
| Bronze | $15 | n/a | 1 workspace, 1 user, 5 social profiles, 100 AI credits/mo | per month |
| Silver | $39 | n/a | 5 workspaces, 5 users, 20 social profiles, 500 AI credits/mo, AI copywriting/art/captions | per month |
| Gold | $79 | n/a | 20 workspaces, 20 users, 50 social profiles, 1,500 AI credits/mo, RSS feeds, performance predictor | per month |
| Diamond | $159 | n/a | Unlimited workspaces, 50 users, 150 social profiles, unlimited AI credits, REST API | per month |
| Annual discount | ~20% offverify live | n/a | 20% savings when billed yearly; exact annual totals not published on pricing page | yearly billing |
// pools and per-unit rates are volatile · verified 2026-06-02 · cells flagged verify live link to the live vendor page
AI credits are a shared monthly pool spent by every AI action (captions, image generation, background removal, automations) and reset monthly with no published pay-as-you-go top-up, so heavy AI users effectively must jump a whole tier; unlimited credits and REST API access are locked to the $159/mo Diamond plan only.
AI credits are a shared monthly pool spent by every AI action (captions, image generation, background removal, automations) and reset monthly with no published pay-as-you-go top-up, so heavy AI users effectively must jump a whole tier; unlimited credits and REST API access are locked to the $159/mo Diamond plan only.
See live pricing on Ocoya →Worth it if
- You're a solo marketer, ecommerce seller or small agency who wants AI to write captions and generate visuals, then schedule everything to multiple social channels from one place without code.
- Your usage stays inside the included allowance.
- You value AI social posting over raw lowest cost.
Look elsewhere if
- AI credits are a shared monthly pool spent by every AI action (captions, image generation, background removal, automations) and reset monthly with no published pay-as-you-go top-up, so heavy AI users effectively must jump a whole tier; unlimited credits and REST API access are locked to the $159/mo Diamond plan only.
- You're highly cost-sensitive at scale.
- A cheaper tool in the comparison covers your use case.
Ready to try Ocoya?
Start on the free tier (No free plan; 7-day free trial with full feature access), then size your plan with the numbers above.
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Questions
How much does Ocoya really cost?
A Silver plan at $39/mo gives you 500 AI credits, 20 social profiles and 5 users; credits are consumed by AI text, AI art/image generation and background removal, so a team generating images daily can exhaust 500 credits before month-end and must upgrade to Gold ($79/mo, 1,500 credits) rather than top up. Billing annually knocks ~20% off, so Silver runs about $374/yr (~$31/mo).
Does Ocoya have a free tier?
Free tier: No free plan; 7-day free trial with full feature access.
What's the catch with Ocoya's pricing?
AI credits are a shared monthly pool spent by every AI action (captions, image generation, background removal, automations) and reset monthly with no published pay-as-you-go top-up, so heavy AI users effectively must jump a whole tier; unlimited credits and REST API access are locked to the $159/mo Diamond plan only.
Is Ocoya worth it?
Ocoya is worth it if you specifically need AI social posting. That's where it beats the alternatives. A Silver plan at $39/mo gives you 500 AI credits, 20 social profiles and 5 users; credits are consumed by AI text, AI art/image generation and background removal, so a team generating images daily can exhaust 500 credits before month-end and must upgrade to Gold ($79/mo, 1,500 credits) rather than top up. Billing annually knocks ~20% off, so Silver runs about $374/yr (~$31/mo). If your usage is high-volume or budget is the priority, a cheaper tool in the comparison will do the same work for less.